Getting pre-approved is an important first step, as it shows sellers you're a serious buyer. You'll need to provide financial documents like your income, credit history, and any debt information to a lender, who will then issue a pre-approval letter. We can connect you with trusted lenders who will guide you through the process.
We take the time to learn about your preferences, including your ideal location, budget, and must-have features. Using our in-depth knowledge of the Colorado market, we curate a list of homes that align with your lifestyle and goals. We also stay in regular contact to update you on new listings or changes that fit your criteria.
Pre-qualification is an initial assessment of your finances, providing a rough estimate of how much you may be able to borrow. Pre-approval is a more detailed evaluation where the lender reviews your financial documents and provides a firm loan amount, making you a stronger buyer when making offers.
The timeline can vary, but from finding the right home to closing, the process typically takes 30 to 60 days. This depends on factors such as market conditions, the speed of negotiations, inspections, and the closing process. Our team works diligently to streamline the process and keep everything on track.
In addition to the purchase price, buyers should anticipate costs like the down payment, closing costs (typically 2-5% of the purchase price), home inspections, and any moving expenses. We will provide clear estimates throughout the process so you’re never caught off guard.
We handle negotiations on your behalf, using our market knowledge to recommend competitive offers. We advocate for your interests, whether it’s securing a lower price, addressing issues found in the inspection, or negotiating favorable terms. Our goal is to make sure you get the best possible outcome.
A home inspection is a thorough review of the property’s condition, including structural aspects, plumbing, electrical systems, and more. While not required, we highly recommend an inspection to identify any potential issues before finalizing your purchase. If problems are found, we help negotiate repairs or concessions with the seller.
If the inspection reveals any significant problems, we’ll work with you to address them. This could mean negotiating repairs with the seller, asking for a price reduction, or, in some cases, walking away from the deal if the issues are too severe. Our priority is to ensure your peace of mind and protect your investment.
Down payments typically range from 3% to 20% of the home’s price, depending on the loan type. There are several assistance programs available for first-time buyers or those who qualify based on income, which can reduce your down payment or offer favorable loan terms. We can help connect you with resources to explore your options.
On closing day, you’ll sign all the necessary paperwork, and the property officially becomes yours. We coordinate with the title company, lender, and other parties to ensure all documents are accurate and deadlines are met. We’ll be with you at every step to explain the process and answer any questions, making sure you feel confident and prepared.
